.cd-stack { display: flex; flex-direction: column; gap: 1.25rem; }
.mode-tabs-2 { display: grid; grid-template-columns: repeat(2, 1fr); gap: 0.4rem; margin-bottom: 0.85rem; }
.mode-tab { display: flex; align-items: center; justify-content: center; padding: 0.65rem 0.5rem; background: var(--color-bg-card); border: 1px solid var(--color-border); border-radius: var(--radius-md); color: var(--color-text-muted); font-size: 0.85rem; font-weight: 600; cursor: pointer; }
.mode-tab.active { border-color: var(--color-primary); color: var(--color-secondary); background: color-mix(in srgb, var(--color-primary) 10%, transparent); }
.cd-rate-toggle { display: flex; gap: 0.5rem; margin-bottom: 0.75rem; }
.cd-rate-toggle label { flex: 1; display: flex; align-items: center; justify-content: center; gap: 0.4rem; padding: 0.65rem 0.5rem; border: 1px solid var(--color-border); border-radius: var(--radius-md); font-size: 0.82rem; font-weight: 600; cursor: pointer; color: var(--color-text-muted); }
.cd-rate-toggle input { display: none; }
.cd-rate-toggle label:has(input:checked) { border-color: var(--color-primary); color: var(--color-secondary); background: color-mix(in srgb, var(--color-primary) 10%, transparent); }
.cd-term-presets { display: flex; flex-wrap: wrap; gap: 0.4rem; margin-bottom: 0.75rem; }
.cd-term-preset { padding: 0.4rem 0.65rem; border: 1px solid var(--color-border); border-radius: var(--radius-md); background: var(--color-bg-base); font-size: 0.78rem; font-weight: 600; cursor: pointer; color: var(--color-text-muted); }
.cd-term-preset.active { border-color: var(--color-primary); color: var(--color-secondary); background: color-mix(in srgb, var(--color-primary) 10%, transparent); }
.cd-hero-results { display: grid; grid-template-columns: 1fr 1fr; gap: 0.75rem; }
.cd-hero-card { text-align: center; padding: 1.1rem 0.75rem; border-radius: var(--radius-md); background: var(--color-bg-base); border: 1px solid var(--color-border); }
.cd-hero-card.hero-main { grid-column: span 2; background: color-mix(in srgb, var(--color-primary) 8%, var(--color-bg-card)); }
.cd-hero-card .result-number { font-size: 1.75rem; font-weight: 800; color: var(--color-secondary); }
.cd-hero-card.hero-main .result-number { font-size: 2.1rem; color: var(--color-primary); }
.cd-warning-banner { padding: 0.85rem 1rem; border-radius: var(--radius-md); border: 1px solid #e0803c; background: color-mix(in srgb, #e0803c 12%, transparent); font-size: 0.88rem; margin-bottom: 1rem; }
.cd-ladder-rung { border: 1px solid var(--color-border); border-radius: var(--radius-md); padding: 0.85rem; margin-bottom: 0.65rem; background: var(--color-bg-base); }
.cd-ladder-rung h5 { margin: 0 0 0.5rem; font-size: 0.88rem; color: var(--color-secondary); }
#calculation-formula-breakdown { white-space: pre-line; }
.calc-calc-btn { width: 100%; padding: 0.9rem; margin-top: 1rem; }
.term-compare-rate { width: 4.5rem; padding: 0.25rem 0.35rem; border: 1px solid var(--color-border); border-radius: var(--radius-sm); font-size: 0.82rem; text-align: right; background: var(--color-bg-card); color: var(--color-text); }
@media (max-width: 640px) {
    .cd-hero-results { grid-template-columns: 1fr; }
    .cd-hero-card.hero-main { grid-column: span 1; }
}