/* ==========================================================================
   Mortgage Refinance Calculator - page-specific styles
   (Mode tabs, compare panel, charts, and tables reuse the shared system; this
   file adds the verdict badge, term-reset warning, and current/new grouping.)
   ========================================================================== */

#calculation-formula-breakdown { white-space: pre-line; }

/* Mode selector: segmented tab control */
.mode-tabs { display: grid; grid-template-columns: repeat(4, 1fr); gap: 0.5rem; margin-bottom: 0.85rem; }
.mode-tabs-4 { grid-template-columns: repeat(4, 1fr); }
.mode-tab {
    display: flex; flex-direction: column; align-items: center; justify-content: center;
    gap: 0.35rem; padding: 0.7rem 0.3rem;
    background: var(--color-bg-card); border: 1px solid var(--color-border);
    border-radius: var(--radius-md); color: var(--color-text-muted);
    font-family: var(--font-sans); font-size: 0.8rem; font-weight: 600; line-height: 1.2;
    text-align: center; cursor: pointer;
    transition: border-color .15s, color .15s, background .15s, box-shadow .15s;
}
.mode-tab svg { width: 20px; height: 20px; }
.mode-tab:hover { border-color: var(--color-primary); color: var(--color-secondary); }
.mode-tab.active { background: var(--color-primary); border-color: var(--color-primary); color: #fff; box-shadow: 0 4px 12px -4px var(--color-primary); }
.mode-desc { font-size: 0.85rem; color: var(--color-text-muted); margin: 0 0 1.5rem; line-height: 1.45; }

/* Current / new loan grouping */
.refi-group-title {
    display: flex; align-items: center; gap: 0.5rem;
    font-size: 0.95rem; margin: 0 0 0.85rem; color: var(--color-secondary);
}
.refi-dot { width: 10px; height: 10px; border-radius: 50%; flex-shrink: 0; }
.refi-dot-current { background: #8a8f98; }
.refi-dot-new { background: var(--color-primary); }

.refi-toggle-row { display: flex; flex-direction: column; gap: 0.6rem; margin-top: 0.4rem; }
.refi-check { display: flex; align-items: center; gap: 0.5rem; font-size: 0.88rem; color: var(--color-secondary); cursor: pointer; }
.refi-check input { width: 16px; height: 16px; accent-color: var(--color-primary); cursor: pointer; }

/* Verdict card + badge */
.verdict-card { border: 1px solid var(--color-border); border-radius: var(--radius-md); padding: 1.1rem 1.25rem; }
.verdict-badge {
    display: inline-block; font-size: 0.8rem; font-weight: 700;
    padding: 0.3rem 0.8rem; border-radius: 999px; line-height: 1.2;
}
.verdict-strong { background: rgba(34, 160, 100, 0.15); color: #1f8f5a; }
.verdict-depends { background: rgba(224, 128, 60, 0.16); color: #b26a1f; }
.verdict-weak { background: rgba(209, 73, 91, 0.15); color: #c23b52; }

/* Term-reset warning banner */
.refi-warning {
    display: flex; gap: 0.65rem; align-items: flex-start;
    padding: 0.9rem 1.1rem; border-radius: var(--radius-md);
    background: rgba(224, 128, 60, 0.1); border: 1px solid rgba(224, 128, 60, 0.35);
    color: var(--color-secondary); font-size: 0.88rem; line-height: 1.45;
}
.refi-warning svg { color: #b26a1f; margin-top: 1px; }

/* Loan A/B tags + symmetric compare cards */
.loan-tag {
    display: inline-block; font-size: 0.72rem; font-weight: 700; text-transform: uppercase; letter-spacing: 0.06em;
    color: var(--color-primary); background: var(--color-primary-light);
    border-radius: var(--radius-sm); padding: 0.25rem 0.7rem; margin-bottom: 0.75rem;
}
.loan-tag-b { color: #b26a1f; background: rgba(224, 128, 60, 0.14); }
.compare-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 0.85rem; }
.compare-loan { border: 1px solid var(--color-border); border-top-width: 3px; border-radius: var(--radius-md); padding: 0.9rem; }
.compare-loan-a { border-top-color: var(--color-primary); }
.compare-loan-b { border-top-color: #e0803c; }
.compare-loan .stripe-form-field { margin-bottom: 0.7rem; }
.compare-loan .stripe-form-field:last-child { margin-bottom: 0; }

@media (max-width: 640px) {
    .mode-tabs, .mode-tabs-4 { grid-template-columns: repeat(2, 1fr); }
    .compare-grid { grid-template-columns: 1fr; }
}

/* Balance chart legend */
.chart-legend { display: flex; gap: 1.25rem; flex-wrap: wrap; margin-top: 0.5rem; font-size: 0.8rem; color: var(--color-text-muted); }
.chart-legend .chart-swatch { display: inline-block; width: 12px; height: 3px; border-radius: 2px; margin-right: 0.35rem; vertical-align: middle; }

/* Tables */
.amort-table th { font-size: 0.72rem; text-transform: uppercase; letter-spacing: 0.04em; color: var(--color-text-muted); font-weight: 700; padding: 0.5rem 0.4rem; border-bottom: 2px solid var(--color-border); }
.amort-table td { padding: 0.45rem 0.4rem; border-bottom: 1px solid var(--color-border); color: var(--color-secondary); }
.amort-table tbody tr:hover { background: var(--color-bg-base); }
.cmp-table td:first-child { color: var(--color-text-muted); }
.cmp-table td { font-weight: 600; }
.amort-scroll { max-height: 460px; overflow-y: auto; }

/* Yearly/Monthly toggle */
.amort-toggle { display: inline-flex; border: 1px solid var(--color-border); border-radius: var(--radius-sm); overflow: hidden; }
.amort-toggle button { background: transparent; border: none; cursor: pointer; padding: 0.4rem 0.75rem; font-size: 0.8rem; font-weight: 600; color: var(--color-text-muted); }
.amort-toggle button.active { background: var(--color-primary); color: #fff; }