Inflation Calculator

Free inflation calculator to see what money from any year is worth today, how prices changed between two years, and what future inflation does to your savings and income.

Enter an amount and two years to see what past money equals in another year using CPI data.

CPI data loading…

Adjusted Value (1990 to 2024)
$0
Cumulative Inflation
0%
Average Annual Rate
0%
Salary Inflation Check (today's equivalent)
$0

Purchasing Power Over Time

How This Is Calculated

Historical mode uses the CPI ratio: amount multiplied by end-year CPI divided by start-year CPI. Future mode projects at your rate both ways: amount times (1 + rate) to the power of years, and amount divided by the same factor.

Enter an amount and years to see the math…
Guide & Reference

Everything behind the Inflation Calculator

Formulas, reference charts, and detailed answers — expand any section you need.

Inflation Calculator by Year: 1970 to Today

$1,000 In This YearEquals Roughly (today)
1970$8,200
1980$3,900
1990$2,400
2000$1,850
2010$1,450
2020$1,240

Figures shift as CPI updates; the calculator's data year is labeled on the page.

Inflation Calculator: What Is My Money Worth Over Time?

This inflation calculator converts dollar amounts between any two years using historical CPI data, and projects forward at any rate you choose. Enter an amount and two years, and the inflation calculator shows the equivalent value, the cumulative inflation between them, and the average annual rate across the span. Enter a future rate instead, and it shows both what your money must grow to and what it will actually buy.

Example: $10,000 in 1990 has the same purchasing power as roughly $24,000 today, a cumulative inflation of about 140%.

Future Inflation Calculator: What Will My Money Buy?

The future inflation calculator runs both directions of the same projection. At 3% inflation, money must grow 3% a year just to stand still: $50,000 today needs to become $67,196 in 10 years to hold its purchasing power, and a $50,000 balance left in cash buys only $37,205 worth of goods by then. This pairing is the core argument for keeping long-term savings in assets that outrun inflation rather than cash.

Salary Inflation Calculator: Did Your Raises Keep Up?

The salary inflation calculator converts a past salary into today's dollars for a direct comparison. A $55,000 salary in 2015 equals roughly $73,000 today, so a current salary below that figure represents a real pay cut despite nominal raises. It's the single most clarifying number in any compensation discussion, and it takes one input to get.

How Is Inflation Calculated? CPI Explained

Inflation between two years is calculated from the Consumer Price Index: the end-year CPI divided by the start-year CPI gives the price ratio, and multiplying any amount by that ratio converts it across time. CPI tracks a weighted basket of consumer goods and services, which is why it reflects lived price changes better than any single price does. The inflation calculator applies the ratio automatically and shows the formula with your numbers in the trust section.

FAQ

Frequently Asked Questions

How Do I Use an Inflation Calculator?
Enter an amount and two years for a historical comparison, or an amount, rate, and number of years for a future projection. The inflation calculator shows the equivalent value and cumulative inflation instantly.
What Is $100 in 1990 Worth Today?
Roughly $240, a cumulative inflation of about 140%. The calculator gives the exact figure from the current CPI table.
What Will $100,000 Be Worth in 20 Years?
At 3% inflation, today's $100,000 will buy about $55,400 worth of goods in 20 years, and you'd need about $180,600 then to match its current purchasing power.
How Is Inflation Calculated Between Two Years?
By the CPI ratio: end-year CPI divided by start-year CPI, multiplied by the amount. The trust section shows the math with your numbers.
What Inflation Rate Should I Use for Future Planning?
3% is a common long-run planning default, slightly above the Federal Reserve's 2% target for conservatism. The rate is editable, and small differences compound significantly over decades.
Is This Inflation Calculator Free?
Yes, completely free, with no signup, historical CPI comparisons, and future projections in one tool.

Related Calculators

Explore all Finance calculators →